Making one deposit a month will have the fees waived on the One Deposit Checking account.
One Deposit Checking from Citizens BankĮach has a monthly service charge that can be waived by meeting certain requirements. It provides:Ĭitizens Bank offers four checking accounts, as well as one dedicated to students: Additionally, it offers an online savings account through its subsidiary, Citizens Access. It serves customers with approximately 1,000 branches and 3,000 ATMs across the regions in which it operates. Do not want to pay monthly service chargesĪs a large regional bank, Citizens Bank offers an extensive array of deposit accounts and related services. Have at least $5,000 to open an account. Want competitive interest rates on savings account and CDs. Citizens Access is worth considering for those who: Its savings accounts have no monthly service charges but require a $5,000 minimum opening deposit. Its online bank, Citizens Access, is a good option for anyone in the U.S. Wants to open a savings account with no minimum balance requirement. Wants preferred interest rates based on banking relationship. Is able to perform required activities to waive checking fees. Lives in the New England, Mid-Atlantic or Midwest region. If you have a premium checking account, the bank will refund other bank ATM fees up to $8 per statement period.Ĭitizens Bank is best for customers that live in one of the 14 states where it has branches and ATMs. Limited fee refund for using another bank's ATM: When using another bank's ATM, Citizens Bank charges customers $3 per transaction. The 14 states which Citizens Bank has branches in are Connecticut, Delaware, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Florida, Maryland, Virginia, and Vermont. If you are traveling outside its footprint, you may have to use another bank's ATM. Branches only available in 14 states and D.C.: Although Citizens Bank has branches across the New England, Mid-Atlantic, and Midwest regions, customers outside these areas have limited access to its products and services. Some accounts have modest requirements, while others require combined balances of $25,000 or more. Checking accounts have monthly fees unless you meet requirements: To waive the monthly service charge on a checking account, you must meet certain requirements. 
The Citizens Access Liquid CD allows customers to withdraw the entire balance without a penalty. Liquid CD provides guaranteed rates with no penalty for early withdrawals: Traditional CDs charge a penalty if you need to access your money before the CD matures.Online accounts don't charge any monthly fees. Online-only accounts with no monthly fees: The bank also offers online-only savings accounts and CDs with attractive interest rates.The bank offers a wide array of products for consumers and businesses. It serves 11 states across the New England, Mid-Atlantic, and Midwest regions. Large regional bank that offers an array of products: Citizens Bank is the 13th largest bank in the U.S.
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